Woodard v. Navient Solutions, LLC et al.
Woodard v. Navient Solutions Settlement
Case No. 23-cv-00301-RFR
Adv. Proc. No. 21-08023-TLS

Welcome to the Woodard v. Navient Solutions Settlement Website

Borrowers of certain Navient (Sallie Mae) private student loans that were discharged in bankruptcy may be able to get money and/or other relief from a class action settlement.

The Claim Filing Deadline has passed. 

The Settlement was approved by the Court on Thursday, January 11, 2024 after a Final Approval Hearing on December 8, 2023. Claims are being reviewed at this time and payments will be made once the claims administration process is completed. Please continue to check back on this website for updates.

UPDATE: Loans that were eligible for discharge under this Settlement have been discharged by Navient Solutions. Eligible Class Members who were affected will receive a written notice from Navient Solutions regarding their discharge. Please be patient and allow time for mailing.

What is this Settlement about?

The Lawsuit deals with “Private Student Loans,” which for this purpose are defined as student loans that were not made, insured, or guaranteed by a governmental unit or non-profit institution, were not made under any program funded in whole or in part by any governmental entity or non-profit institution, and were not for attendance at schools that were accredited under Title IV of the Higher Education Act of 1965.

The Lawsuit alleges that these Private Student Loans are “dischargeable” in bankruptcy. The Lawsuit also alleges that, by collecting or attempting to collect on Private Student Loans from borrowers or co-borrowers who obtained discharge orders in their bankruptcy cases, the Defendants violated bankruptcy court orders.

Who is included?

The people covered by the proposed Settlement are referred to as the “Settlement Class.” With some limited exceptions, the Settlement Class includes all individuals who meet each of the following criteria: (1) they filed for bankruptcy protection in any United States Bankruptcy Court located outside of the states of Texas, Louisiana, and Mississippi on or after October 17, 2005; (2) before their bankruptcy filing, they became obligated to repay one or more “Covered Student Loans,” either as a borrower or as a co-borrower; (3) they obtained in their bankruptcy case an order of discharge issued by the bankruptcy court; and (4) they have never reaffirmed their “Covered Student Loan(s).”

What does the Settlement provide?

The proposed Settlement will provide three potential benefits to you: (1) Navient’s (Sallie Mae's) agreement to forego collection of any balances currently shown as outstanding on your Covered Student Loan or Loans listed on Exhibit 1 to the Notice; (2) the repayment to you as damages of a portion of any amounts you have paid to Navient on your Covered Student Loan or Loans listed on Exhibit 1 since the date of your bankruptcy discharge if you submitted a claim; and (3) the provision of either deleted or updated trade line information to credit-reporting agencies about your Covered Student Loan or Loans listed on Exhibit 1.

PLEASE NOTE: The proposed Settlement will NOT terminate, eliminate, or reduce your obligation or the obligation of any co-borrower to make payment to Navient on any student loans owned or serviced by Navient that are not listed on Exhibit 1. Navient will retain all of its rights and remedies, including the right to collect, on any student loans that are not listed on Exhibit 1.


  • File a Claim online or by mail
  • Be bound by the Settlement
  • Give up your right to sue or continue to sue Defendants for the claims in this case
Submit online or postmark by
November 13, 2023 (PASSED)
  • Remove yourself from the Class and receive no payment
  • Keep your right to sue or continue to sue Defendants for the claims in this case
Delivered by
November 8, 2023 (PASSED)
  • Tell the Court what you do not like about the Settlement ― You will still be bound by the Settlement and you may still file a claim
Delivered by
November 8, 2023 (PASSED)


  • Receive no payment
  • Give up your right to sue or continue to sue Defendants for the claims in this case

For More Information

Visit this website often to get the most up-to-date information.

Woodard v Navient Solutions
c/o JND Legal Administration
PO Box 91357
Seattle, WA 98111